wait, didn't you time-travel in your argument ? You said if you feel like starting a business, go back in time and not have a family or take-on debt - may as well say they should have been born into a rich family with a good education, contacts and an inheritance to gamble with
If you are young and your inner voice is telling to work on your idea then it's better not to take debt like a house loan or an expensive car loan. Similarly tell your partner to wait for marriage/kids.
Of Course a rich kid won't have to do these sacrifices but the rich kid will probably not have the same intensity and drive as the middle class person who wants to succeed.
