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Good friends pay, or help pay, for things they break.

I imagine the people you're talking about don't. Have you asked directly, though? Making it clear that you expect them to pay - and will ask - may help them avoid asking to borrow something and breaking it next time.



What if they can't afford it?


If one can't afford an item, and is irresponsible to the point of breaking things every time, then they shouldn't be borrowing the item.




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