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I have not been advocating crunch. If I was trying to convince you it was a good idea I would say you're expenses are already paid, so a little extra money at 22 can quickly snowball. A little suffering now is an easy ticket to retire by 45.

But, again I am not saying it's a good idea as general practice. Just that it's not nessisarily irrational behavior.

That said, you seem to be ignoring what I have actually said in favor of your own personal rage. I suspect you would be happier setting that aside.



So, you retired at 45?


I am not 45 :)

I do know 3 people who did by working insane hours in their early 20's. Less time to spend money + more money makes saving 50+k per year after taxes viable. None of them kept working those hours for that long but compound interest works much faster with a larger nest egg.

Now, they used a second job to get there, but having your boss pay you for extra time also works.




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