Store gift cards are really just store credit and can't really be used anywhere else, I've yet to encounter a store that will readily convert store credit/gift cards into cash.
There is only one place I know of where you can buy cash like gift cards in significant amounts, and many cc companies do post it as a cash advance (with the associated interest and fees). Everywhere else that you can buy visa/mc/amex gift cards the denomination is usually maxed at $500 and the store won't let you do too much, but there is a healthy cottage industry leveraging that (both legit and fraudulent).
In-game currency is really just store credit. It cannot be easily converted to cash and is thus not really considered a loan.
Selling either in-game currency (where possible) or store gift cards usually requires giving up as much as 20% of the value and thus isn't seen as a viable option.
CC companies don't want you to view them as a cash funding source, they want to be directly between the customer and the store not the customer and his/her cash. Especially cards with high "cash back" returns.
There is only one place I know of where you can buy cash like gift cards in significant amounts, and many cc companies do post it as a cash advance (with the associated interest and fees). Everywhere else that you can buy visa/mc/amex gift cards the denomination is usually maxed at $500 and the store won't let you do too much, but there is a healthy cottage industry leveraging that (both legit and fraudulent).
In-game currency is really just store credit. It cannot be easily converted to cash and is thus not really considered a loan.
Selling either in-game currency (where possible) or store gift cards usually requires giving up as much as 20% of the value and thus isn't seen as a viable option.
CC companies don't want you to view them as a cash funding source, they want to be directly between the customer and the store not the customer and his/her cash. Especially cards with high "cash back" returns.