interesting! the features do sound similar to what I'm looking for, unfortunately the monthly cost is too high for me :(

Just a general comment for those reading: this app is very likely a business expense for any freelancer or business owner. Cashflow planning is a core business job and allows you to determine how much you can invest, what jobs you need to seek when, etc. So this significantly cuts the cost of the service.

Btw, to the maker, something like $15 USD would be a no brainer purchase price for me personally. This price, roughly $25 USD, is something I'll have to think about, but may get. (That might make $25 USD the right price! This is just one data point)

Also, you may wish to consider setting your prices in USD instead of Euros, depending on where your customers are located for the most part. A lot of non-US business owners will nonetheless operate in USD. For example, I'm Canadian but the US is my largest market so all of my prices and most of my online expenses are in USD, I have a USD credit card, etc. Likewise, my developer lives in Asia, and takes all of his payments in USD.

If your customers are mostly European this probably isn't worth it, but it could gain you some extra sales through reduced friction in other markets.

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I had subscribed several years back, but didn't have a need then, so I cancelled. Now, I've moved to a higher sales higher expense model and had large cashflow swings in the low season. Which is why I'm quite likely to do it at $25 USD now, when I didn't before: I'm aware of how horrible cashflow crunches are.

Does wise cash do multi currency actually?

Thanks for the feedback on pricing, this is useful :-)

I initially handled both USD & EUR for payment, and it turned out to be a pain to handle from the seller perspective, at least at the stage where I am.

I haven't necessarily seen a difference in sign-ups after removing USD, btw!

I will definitely revisit this for the next version, though (will move to Stripe Billing, which doesn't impose an extra price when you add more currencies).

WRT multi currency support, it's not the case: this is only supporting a single currency at the moment (the largest use case by far for current customers).

But again this is typically something that will be covered in a future version.

I wrote this almost a decade ago but it's free and very simple: https://zetabee.com/cashflow/

I'm always looking for feedback, including on similar topics :-)

What would be a "good" price for you?

(asking because when I'll make a complete rewrite, I want to have various price ranges, including a lower starting price).

The idea sounds great but the landing page could be so much more informative. Ignoring the testimonials and the looping video that's hard to discern concrete information from you are left with very little in the way of information to justify the expense. That's not to say the product isn't worth what you charge, it most likely is, just that I believe it's doing itself a disservice in convincing me to use the trial. If each one of your selling points from that 3up column section where it's own section with more details on how it works and how easy that particular feature is to use etc I think would do a much better job at convincing people.

It's useful feedback, thanks!

There is actually a lot more detail right under each of those sections (see the "learn more" link).

For some reason it's not underlined, so I guess I have to fix this!

Example link:

https://www.wisecashhq.com/help/setting-up-a-recurring-trans...

This is, by the way, and git-backed knowledge based & source is available here:

https://github.com/wisecash/wisecash-support

I saw those pages, but they read like tutorials for people already sold into the idea and just needed help implementing some of the features. What I thought was really missing was selling the benefits of those features before trying to explain to someone the steps needed to use them. I think that's where the gap is on the landing page. As currently it goes from Short Definition of Feature -> Tutorial on How to Use Feature. I think what potential users really need to more content about why the feature is beneficial to them and a very succinct overview on how it works.

Good luck!

A lot or freelancers are from non-EU/US countries. 22€ can go from "food for a week" to "half of the minimum wage".

If you are suggesting free or 1$/mo, then know it's not sustainable for me, at least in current conditions.

this is the challenge with a global marketplace, where prices are set based on where the developers live, but are paid by people living in different economic conditions :)

I use Buxfer at the moment, which has a simple paid plan at 4.99, and a more complete one at 9.99 (with advanced features). I think offering more than one plan is a good idea, to catch different users at different price points. Unless your price is low, but at 20$+, its a really high-entry point for me

I would argue the opposite. I run a small business and find it hard to trust something at $4.99 a month, especially if it solves a real business problem.

Intuit is what, $50 a month? I don't see why this product doesn't capture a similar amount of value.

I'd be careful with a lot of these comments, because (generally speaking) HN users are very technically competent, but extremely tight fisted when it comes to money.

If you're a consultant who charges out $100 an hour for work, then having a tool that relieves your monetary stress for the equivalent of 15 mins work is a no brainer.

Why you'd cut your margins so heavily for an audience who will not value your work (if they won't pay $25, I'd bet you a pain in the ass they probably won't buy at $5, and if they do, they'll be extremely annoying and demanding).

Charge more, not less.

Thanks for your input! Indeed the global aspect if this makes this challenging...

In some places, too low a price will send the wrong signal too.

It's probably easier to target a single large country, for many reasons!

Wow this is really cool, well done!

Thank you!