I dislike this because I would need to use a much more complex password for my home computer. Or I can choose to use a simpler to type/remember password for the online account and I don’t feel comfortable with that.

I’m sure that many of you use long complex passwords for your computers but I don’t for my home computer. I have to type if often to login and the environment is not a high risk area. I do use longer and more random passwords for accounts with a wider exposure.