> If you take a broader lens, having a private vehicle is an expensive hobby for the rich.
That might be true if you are in SF, NY, Toronto, London or some other major metropolitan with a good public transportation network. However for a large number of places in North America including metropolitans like LA, San Diego, Minneapolis, Dallas, having a car is almost as necessary as anything as that is the only way to get around the city without spending half a day in public transit.
And most people actually do outsource their jobs. They are employees rather than working for themselves…