The "situation" here refers to having to work from home without notice due to Coronavirus. That's not a situation one thrusts upon themselves. I disagree that that's something one should be responsible for preparing for by always carrying their work laptop home. In fact, doing that puts the laptop at a risk of theft when in transit, which before the Coronavirus outbreak was definitely seen as more likely than a random epidemic.

This is no different from the office building burning down or having to close for a few weeks for a similar reason resulting in working from home without notice. In that scenario, I'm also not responsible for "fixing" the fact that some of my equipment stayed in the office and is now not accessible to me, preventing me from being able to work.