Regarding restaurants. I live in Massachusetts where sit in is not allowed as of last week. I'm sure many restaurants are hit hard. But I also see many cafes and restaurants that adjusted quickly to take out and delivery and seem pretty busy. Some adjusted their menus and selling soup in bulk etc. Bars got hit harder.

Many sport studios quickly moved to online classes. Not everyone can of course. The climbing gym near my house is closed and who knows if they ever reopen. I'm not saying that we're not in a middle of a small businesses catastrophe, just that many small businesses find ways to survive. But obv they won't be able to for too long.