That is a fair point; SPoF depends on what level you're looking at. A RAID array removes the SPoF that is a single disk, but still leaves a SPoF in the RAID controller or CPU or power supply; a ceph cluster can withstand the loss of a whole rack but could still fall to certain software bugs. Likewise, "cloud" companies are internally redundant, right up to the point where they aren't. It depends on how you scope the question.