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> but 99% of all retirees at any age end up doing nothing of note with their time.

Define "of note"

In my experience most retired people do productive things until their bodies confine them to home or an assisted living.

Most retired people I know of keep doing the things they were doing as hobbies before. Gardening, teaching kids piano, racing cars, etc. Most retired people I know are more active on the things they love in retirement. Sure they're not doing Elon Musk things but they don't have that budget either.



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