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Facebook Pay is literally just Messenger Pay which (later Libra co-founder) David Marcus put into place in 2015, and which approximately no bugger used.

(I mean, there are some users - including comments on this page - and they like it. But it never took off.)

They rebranded it as Facebook Pay in late 2019. Morning Brew said at the time: "If Libra is the Thanksgiving turkey you tried deep frying but caught on fire, Facebook Pay is the backup rotisserie chicken."

But it's not actually a payment system. It's just a Facebook-y front end, but the actual payments are handled by Mastercard, Visa, PayPal or your bank.

I believe Facebook Pay is part of the WhatsApp Pay trial in Brazil - though that uses the local PIX fast payment system to reach the bank/credit-card backends.

It's not clear why this is hitting HN again. But Facebook Pay is a thing that a few people use, and which basically hasn't been killed yet 'cos Facebook really wants to get into payments, somehow.




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