Same anxiety here, even though I'm in my early 40s.

In my case though is not the fault of my parents, but of the general socio-economic conditions back in my adolescence years (the '90s were hell for some of us in Eastern Europe) that saw my family move from middle-class status to almost destitute in just 2-3 years. My dad actually felt (probably still feels) pretty guilty about it all, even though it was not his fault, the socio-economic forces in play were just too great. I just hope I won't pass the same feeling of financial insecurity to my kid(s).