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"And yet I remain stunned that the same freaks who say they want a flexible work force, ya know, that whole "free market" thang, actively oppose the single biggest enabler to a mobile work force, universal health insurance."

I'm stunned that people that hate monopolies seem to be fine with a government-run one. In all cases, innovation stops and quality declines because nobody really has a choice.

When you can assure me this won't happen, I might start supporting universal health care.

I can barely trust the bloated and inefficient government to run un-important things..I sure as hell can't trust them to run something as important as health care.



I don't have a lot of data points, but I've lived in both the U.S. (non-public healthcare) and Denmark (public healthcare) and the quality and convenience of the latter is quite good in comparison, imo. The amount of sheer bureaucracy is much lower in Denmark as well; I don't have to file reimbursement forms for a half-dozen different doctors, worry about copay rules or what precisely constitutes a "preexisting condition", or spend time on the phone with insurance agents to figure out why a bill was rejected. It just works: you go to the doctor, you never receive a bill, the end. Outcomes seem on par or better than in the U.S. as well.

However I would be open to a voucher-type system where the actual providers are private, competing for customers who pay into a common risk pool. It's the tying of the risk pool to employers that's most problematic to me, and which imo severely weakens other parts of the free market, by reducing labor mobility. That might actually improve some free-market elements of healthcare, since the actual customers would choose providers, rather than their employers doing it for them.


Everyone I know that lives in a country with public health care says the same thing:

1) long wait times for any major surgery 2) sub-par equipment/hospitals 3) elderly patients don't get treated as well as they should

Nearly all of them come over to the US and pay for major surgery.

I also find it strange that in any of these discussions, nobody that lives under universal health care will talk about the bad things.

Without this sort of honesty, I will never want a public system in the US.


Do you know anyone who lives in Scandinavia? And, beyond anecdotes, have you looked at any actual studies or statistics?

I don't think every public health system is well run, but I think the better ones are better-run than the US, and lead to much greater peace of mind, because I don't have to worry if I'm covered or not--- I know I am. The total expenditures are actually lower, too, because the U.S. spends a lot of money on public healthcare, just very inefficiently. Perhaps I'm part of some evil conspiracy to lie about how I like living in Denmark, but the numbers seem to back me up. There's plenty of other things I'll be happy to complain about about Denmark and Danish culture, too, but the healthcare system isn't one of them.

I don't think I've been treated well in the US healthcare system, in any case, and there were long wait times and subpar equipment. I also had to change doctors when I changed jobs, something that Denmark doesn't require me to do. And I had to spend a lot of time on the phone with insurance companies, who seemed to always make mistakes and miscode things; anyone who thinks governments are bureaucratic hasn't tried to deal with a large corporation's phone tree.

But I suspect you are putting ideology above any actual interest in rationally evaluating different healthcare systems based on evidence.


Since we're comparing anecdotes, friend #1 went to Thailand for eye surgery ($5k vs a gajillion dollars), friend #2 went to India for Lasik (sic?).

Yes, like all other systems, universal health care has problems. Canada definitely has a shortage of specialists in rural areas.

So what? The USA has plenty of shortages.

If you desire "honesty" in a policy debate, I encourage you to start with the widely published, thoroughly vetted, and oft cited comparative studies. If you're feeling very daring indeed, and want to learn something, you could start with google.

http://www.google.com/search?q=health+care+costs+per+capita

http://www.google.com/search?q=life+expectancy+by+country

TL;DR: Canadians spend 1/2 per person and live 2 years longer.


Is Medicare a monopoly?

They're just the payer. There's still an entire ecosystem of value-add private entities. Clinics, hospitals, specialists, pharmaceuticals, equipment mfg, labs, etc.

I understand everyone's reservations about bureaucratic inefficiency. The key is in the incentives.

Single payer enables the capitation model of service, where people are rewarded for staying healthy. Versus the current model where everyone profits from disease. That's why single payer is (generally) cheaper per capita with better results.


> Single payer enables the capitation model of service, where people are rewarded for staying healthy.

Please explain how capitation will get people to cut way back on carbohydrate consumption and exercise every day. Those two factor cause the majority of morbidity and mortality in the US.


Fructose (et al) consumption is the result of distorted farm policy. Removes the subsidies, nutritional value of food supply will (hopefully) return to "normal", public health will improve.

Stil, it's a pretty good question.

Doctors generally don't push nutrition. I think that's changing as the best available science continues to improve and be more broadly accepted. I personally evangelize the "cave man diet", probably to the point of annoyance.

But the real driver is coming from public awareness and social change. There are now serious efforts to limit, tax, regulate, remove sugars from a public policy standpoint. Examples are taxes on candy, removing vending machines from public schools, etc.

Capitation, by focusing a wellness and efficiency, would accelerate that trend.


Too much simple carbohydrates of any type cause Type 2 diabetes, with devastating health damage. Sugars may be somewhat worse than starches, but you can eat yourself to death with grain and potatoes just as easily. Sugar policies are not a silver bullet.

Capitation gives the same payment whether diabetics are cured or ignored. What we need are ways to preemptively deploy extra money to diabetics. They need to go to fat farms and have visiting nurses nag them at home.


"I'm stunned that people that hate monopolies seem to be fine with a government-run one. In all cases, innovation stops and quality declines because nobody really has a choice."

In all cases where there is no longer an intrinsic or external incentives to maintain quality or innovate, sure, those things tend to drop off. A private monopoly has no near-term financial incentives, and are left with whatever intrinsic motivation the owners may have. This isn't true of a public monopoly run by a democratic government, however -- there's always incentives there, even if they aren't market incentives.

And speaking of incentives, it's a real mistake to assume that the same kinds that often work to produce effective products/services in other markets are at work in insurance. In most cases, vendors make money the more operational efficiency they have and the more utility people derive from what they're offering. In insurance, there are issues of operational efficiency, of course, but they're limited and quite secondary to the fact that insurance pools do better the less participants need them. The incentives that insurers have are to screen and pick their customers from among those as likely as possible to get the least utility out of the product. And, of course, to provide the minimally acceptable utility.

So you end up with a product where the vendor has strong incentives not to sell it to those who need it most, and to try and aggressively market to groups who are statistically most likely to need it the least (say, those who are usually able to go into work five days a week).

When the natural incentives for a given product don't line up right, no amount of market freedom is going to mean a better product. If there's going to be insurance products that are truly helpful for most everyone who needs them, heavy regulation and public monopolies are pretty much the only option.

Under such circumstances, even people who don't otherwise like monopolies might well get behind a public one.


How is it a monopoly? In countries with strong national healthcare systems (eg Ireland, the UK) there's private insurers as well. And from the consumer PoV, you get sick, you get treated, there may a small copay, the end. The amount of administration that gets shoved onto patients in the US is staggering, and health insurance companies are about the least customer-responsive businesses I have ever encountered.

When you can assure me this won't happen, I might start supporting universal health care.

Why don't you just go somewhere that has it available and observe the results for yourself, instead of making up hypotheticals? It costs some more money in taxes, but delivery of service works nicely in practice and patients aren't required to become expert in billing administration.


"In countries with strong national healthcare systems (eg Ireland, the UK) there's private insurers as well"

Private companies are there, but it essentially makes it so only the very, very rich can afford them..so we have only one choice.


This is categorically untrue. Private health insurance in Ireland is a few thousand Euro a year at most. Both my (retired) parents have it, and while they're not poor they're nowhere near rich, unless you count owning your own home and one car as 'very very rich'. See for yourself: http://www.hia.ie/ci/health-insurance-comparison/search-form...

I'm sure you could find some equivalent comparison page for health insurance in the UK, or examine offerings from BUPA, the leading firm in that market.


The US government already runs a fine universal health insurance program. It's called Medicare. I was the advocate last year for a family member with a serious illness, and it worked beautifully: she got the care she needed, and we never had to deal with a bill, a co-pay, or a question about whether insurance covered something.

The only evidence I saw of government bureaucracy was when the hospital send somebody around to make sure everything was fine because it was especially important to them to make sure Medicare patients were getting all the care they needed.


"The US government already runs a fine universal health insurance program. It's called Medicare. I was the advocate last year for a family member with a serious illness, and it worked beautifully: she got the care she needed, and we never had to deal with a bill, a co-pay, or a question about whether insurance covered something."

When 90% of the US population is on this program, I guarantee you it won't be like this.


Well heck, if some anonymous dude on the internet guarantees it, who needs facts or logic?

Or I could, and maybe this is crazy, listen to any one of my friends who has actually lived in a country with universal health insurance.


In all cases, innovation stops and quality declines because nobody really has a choice.

This is really an easily falsifiable statement. Australia has a government run Medicare. Innovation has not stopped because of it. There is still medical research being done within Australia. For example, there has been spray-on skin invented for burns victims, the Cochlear implant was invented here, and numerous other innovations in medical care.

Interestingly, Australia also has private medical insurance, with a large uptake. It's just that we don't force those who can't afford it to use it just to get basic healthcare.


You live in a democracy. The government is run by the people. Now, if your democracy wasn't so dysfunctional then you probably wouldn't have such a big problem with "government monopolies". So perhaps the first thing you have to fix is non-compulsory voting so that your government is actually representative of the people it governs, then you can get to healthcare.


Or find a way to make the people who actually know what they are doing vote in larger numbers than those who have no idea what they are voting for (or against).


I never understood how so many people can say that government-provided health care is necessarily problematic when there are a whole bunch of real-world counterexamples sitting over in Europe, not to mention one directly north of the US.


It won't happen, as long as the government still allows private hospitals and doctors to work. Because then the private sector needs to compete with a functioning healthcare system that's essentially free for any citizen. If the expensive private clinic doesn't give you better care than the free government one, you'll never use them. Having universal healthcare raises the baseline above which private health companies have to be, in order to compete. And sure, government healthcare sucks. Sometimes the doctor doesn't even smile at me when I see him. Their equipment is frequently not the absolute latest possible. But they'll see to your cough, set your bones, fix your teeth, check your sight and more for essentially free. Which forces the private hospitals to do it better, faster and for a reasonable price.


With single payer health care, how are prices set? I am asking this purely out of curiosity, and not to try to argue one side of the debate or another.

With an ideal free market there is at least reasonable theory about how price signals will get sellers to produce the goods and services people want. So with single payer, does that payer just work very carefully to make sure the prices they offer for various medicines and services are good enough that enough doctors and hospitals will be willing to do the things that people need done?


Government run monopolies are a big problem.

I have to pay for police and yet I don't even get a say in what color cars they have, the same with firemen. And don't get me started on the way the navy never asked me what to call their new aircraft carrier.

Big business gets to choose which congressmen to buy - why shouldn't I get a choice as well?


"Government run monopolies are a big problem."

I'm glad we agree.

"Big business gets to choose which congressmen to buy - why shouldn't I get a choice as well?"

a choice which makes it so the rest of us can't choose?




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