This article sounds more like a car insurance ad. Fear mongering at its best. Yea it’s probably only a a $10-20 increase in premiums if you are in a class of “very very low risk” drivers. But people with poor credit, high number of at fault accidents, or just living in the wrong zip code (higher accidents means higher premiums!) will result in much higher increases.
Most people here probably fall into idgaf category and can pay the increased premiums for the “peace of mind”. But if you are living at or near the federal poverty line. Paying for peace of mind is much less important.
Personally I have the maximum limits myself since the increase in 6 month premiums is only about $20.
I do wish I did not have to own a car though. No more car maintenance, car insurance, ongoing gas costs, yearly registration fees to local/state entities, tire replacement, brake replacements, …
I very much prefer to use my bike, walk, or use public transportation where possible. Much better for personal health (more active), environment, and my mental health (dealing with other drivers inattentiveness, poor driving skills, drunk mofos at night). Plus it’s nice to multitask while taking the bus or train home.
Most people here probably fall into idgaf category and can pay the increased premiums for the “peace of mind”. But if you are living at or near the federal poverty line. Paying for peace of mind is much less important.
Personally I have the maximum limits myself since the increase in 6 month premiums is only about $20.
I do wish I did not have to own a car though. No more car maintenance, car insurance, ongoing gas costs, yearly registration fees to local/state entities, tire replacement, brake replacements, …
I very much prefer to use my bike, walk, or use public transportation where possible. Much better for personal health (more active), environment, and my mental health (dealing with other drivers inattentiveness, poor driving skills, drunk mofos at night). Plus it’s nice to multitask while taking the bus or train home.