These people usually have no assets.

They own nothing and are happy. Or in jail.

It’s called being judgement proof and basically lets you ignore civil penalties.

A decade ago, I was "judgment proof" after a decade of drug dealing and general degeneracy... the person I was then allowed me to be the phenomenal asshole we are all capable of channeling: fuck you, I got nothing! "Blood from a stone."

Life is so much simpler, yet more satisfying, now that I've lived long enough to secure away a few assets. God willing, we'll all live long enough to not be the pieces of shit our youth/ignorance once allowed.

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I read the other day that 20% of male Millenials are currently uninsured.

I’d expect around that percentage to not even have a driver’s license.

Oh my God is this why the city of New Orleans doesn’t pay squat on judgments?

Most people have negligible assets beyond where they live and stuff like clothes. Legal settlements can't generally force people out of their homes.

If they are that poor they probably are renting anyway, so there is no house or property that can be claimed.

What about next month's rent?

Ahh yes, California needs more homeless.