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Most companies that do home AND auto will offer it. The trick (not really a trick) is that the umbrella can ONLY be added after you maximize coverage on home and auto.

Check the bogleheads forum for discussions on insurance.




> the umbrella can ONLY be added after you maximize coverage on home and auto.

This isn't universally true - I have an umbrella policy with USAA. They require me to have a minimum of coverage on my home and auto to have the umbrella policy, but it's not the maximum they offer. It's a couple tiers down.

Of course, the price for the umbrella policy might depend on your home/auto coverage.




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