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Thank you for the interesting arguments.

> I silo financial information (and banks also have security) so such a breach is extremely unlikely to be catastrophic

So you are doing manually what Qubes OS does automatically: security through compartmentalization.

> The expectation is that it will cost me a couple weeks of my life as like an absolute worst case.

This sounds quite reasonable but ignores privacy issues and issues with computer ownership with Windows; I guess you also don't care about that.

I do agree that using Qubes wastes more of my time than your estimates; however it also, e.g., encourages 100% safe tinkering for those who like it, prevents potential upgrade downtime, enables easy backup and restore process and more.

> I think security like this matters in places where the amount of financial gain for a breach is much much higher (concentrated stores of PII at a company with thousands of users for example)

How about owning crypto?




If I owned crypto I would store the keys on a medium that people don't expect to find keys on and it would definitely not be live. (example, laser etched barcode into a rock)




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