Compared to the other things we're talking about, fraud on credit cards is largely a solved problem. (Yes, there are issues, and I'm sure people actively working on the problem don't consider it solved.) Credit card fraud puts out the consumer $50 at most.

But someone got the bright idea to attach other things to your credit card information, like your entire MacBook.

We need to burn down the entire concept of "security questions" and start over from scratch.