I put 40k on my first car and hit stuff enough to warrant replacing something - often just a fender etc - at least 5 times. Only one fender bender when I rear ended someone at ~15 mph talking on my phone like an asshole.

I know I'm a worse driver than most. But I also wouldn't say that my similarly young friends average anywhere close to 1 such error per 250k miles. Definitely closer 25k.