I don’t need no-questions refunds. I need fair transactions.

Apple is too powerful in this relationship to provide it. If I have a problem with a merchant I can go to my credit card company about it. If I have a problem with my credit card company I might lose out on that one transaction but I can get a different credit card.

If I have a problem with Apple (or Steam or Nintendo or…) I either have to take the abuse or lose past “purchases”.

And the merchant themselves can do no questions asked refunds anyway.