I think you're forgetting to factor in the tail risks when calculating the rate. In fact I doubt they still qualify as "tail" under those circumstances. There's a fairly decent chance the retirement plan ends up being facing a firing squad.
We get less violent because AI research pays more than murder, so more people focus on being good AI researchers than good killers, and the world is happier for it.
Threats of violence might get me to work for any of them; and I don't think I hate Amazon enough to do more than just not use it; but if I were somehow important enough to get a call from Zuckerberg, my answer would be "Meta delanda est", no matter how many digits or how cash-based the proposed offer was.
But I'm not important enough to be noticed, let alone called.