I downmodded you because at a glance fell into the category of 'dumb joke'. The conversation at the top of the page is interesting, and I want to keep this at the bottom so as not to interrupt distract from the useful discussion. If you intend this as a real insight, please flesh it out with more explanation.
My specific point: people are "job-locked" by a desire to keep getting the compensation that their job provides. One form of compensation is medical insurance, another form is pay.
Is there any legitimate reason to single out medical insurance as a particular cause of job-lock, rather than pay, corporate gym membership, etc?
I wonder if people would also be encouraged to start businesses if we came up with a universal paycheck program.
[edit: could anyone downmodding me explain why? Just curious.]