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use two step verification for app store purchases

That's actually a great idea, and it wouldn't be hard at all, as long as they were to use TFA for all iCloud access. The second factor (e.g. a 6-digit number) could be displayed in the dialogue box asking for your password.

If it's a genuine dialogue box, no problem. If it's _not_ a genuine dialogue box, then the captured username/password is of no use, as you don't have the second factor. Replay and MITM attacks could be avoided by using a session identifier; the app wouldn't be able to get at it due to the sandbox.



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