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Recently I have been taking the approach of "I sent you $15 for XYZ on Venmo if you want it you need to signup" because it's one of the few ways I can get them to do it. I hate to hold their money hostage like that but if I don't there isn't a great way for me to give them money other than paying for them up to what I owe them the next time we hang out (which I am bound to forget).

I agree, I feel like Snapchat/cash will kill in this space due to ease of use.



If I was every paying people money regularly, I always just found sending the money via bacs through online banking to be easiest.


I would do this if I lived in the UK but I live in the US where we only have ACH and even that's not really close to BACS.




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